So we bought a house...

I guess technically I should write "we are buying a house..." But everything is near complete, all our ducks are in a row, and now we play the waiting game...

Here, let me back up a little bit:

So you all know that Jordy started his new job as a teller at 1st Choice Savings back in November. Well obviously he did not go to school for 4 years to be a teller. We were both hoping for a better position to come along. What we didn't expect was for it to happen so soon! After working there for 4 months, Jordy got a new job as an FSO - or Financial Service Officer at the call center for the same bank. It comes with full time hours, a nice big raise and more days off. We were stoked! Now we've been dreaming about buying our own home for a while now. We were tired of paying rent, and seemingly just throwing the money away instead of investing it into something that was ours. SO we had hoped that by saving a lot, we could afford a house maybe Fall of 2011 possibly Spring of 2012. Keep in mind we were not expecting his new job so soon...

Now come to just about a month ago and we find out that Jordy gets a nice raise with this position, I get a raise at my work (with promises of raises to come this summer) and bang - we are suddenly in the running for getting approved for a mortgage... YAY!

HOUSE HUNTING

Well we really didn't spend long in this department. We've been keeping an eye on the market here in Lethbridge for the past few months and finally something in our price range caught our eye. A cute little fixer-upper for $237,500.00 listing price. Well we called up a friend of ours from church who is a realtor and went to go see the house. We loved the layout!!! It had so much character in the exposed beams and open floor plan of the upstairs, and we already had plans for renovating the down stairs! We fell in love with the possibilities of the place - oh and HUGE backyard! We decided to put an offer in. We decided that with the comparables we had also gone to see, $220,000 would be a pretty good starting offer. Well the seller only countered at $232,500 only coming down $4,000. We were bummed! Well Mark, our realtor, told us that the house wasn't worth $237,000 and we felt it had a lot of renos to do, so we only came up to $225,000. No dice. The seller only came down to $232,000 and was pretty solidly stuck there. We were talking about countering again when Mark calls us up and told us that before we counter, we need to see this other place that had just come back on the market that day. So off we go.

SECOND HOUSE

We walked into the house and thought "We can't afford this..." "Mark is crazy!" The entire house has been renovated already with nice laminate floors and modern white base boards and tiled kitchen. The paint is even nice enough to stay! We go downstairs and there is some room for renos, but its even got a second brand new half bath downstairs. We loved it. It had all the room of the first house but without the need to do the renovations. It was move in ready! It has 3 bedrooms up and 1 bedroom down. Full bath upstairs with a bathtub and half bath downstairs with room for making it a full bath. The storage room in the basement was the size of a bedroom! So much room for food storage! The back yard is big enough to add a garage and still have a large backyard for future kidlets. Like I said, we thought it was too good to be true. But the listing price was only $235,000.00! We jumped on it and put an offer in of $227,000

Unfortunately we got into a bidding war...

We found out that there was a second offer on the table with a 3rd offer coming on the same night! I was devastated... I did not want to be in a bidding war, but I didn't want to lose the house! We decided we would go back at full price and hopefully get the house over the other bids since we had no idea what their offers were.

They accepted our offer of $235,000!

So we arranged for a home inspection and started to set up financing.

The home inspection went great - the only things that came up were things we already knew or suspected. New roof in the next year, new furnace and water tank in the next 5 years. Being a 38 year old house, we could deal with that. Especially when the price was already with a new roof in mind. Everything else checked out great. No water, or other leaks, no problematic cracks or anything.

FINANCING

We were approved for the amount of the mortgage. It went so quickly I thought it was still to good to be true. Where was the glitch?!

CREDIT CHECK

My credit check came back bad. Which was ridiculous. I had 100% good credit as far as I knew. It turns out that my Alberta Student Loans had put a collection on my account for failure to pay. I was ticked! We had paid off my little AB student loan in January! It turns out that there was a "clerical error" by AB SL and they didn't recognize the payment. So I had to call and get angry at them, again and again and again. Then get my lawyer to send them a letter, then call them again before they would fax us a letter to meet our financing conditions date - the day before the deadliine!!! It was soo stressful especially since it wasn't my fault! It was their error that put the collection on my credit report. It made for a very stressful week!

EVERYTHING IS APPROVED

Well - after that very stressful happenstance, we are finally able to remove the financing and home inspection conditions and move the sale forward!

We are super excited to move into our house. The possession date is May 30 which still seems sooo far away. BUT we love the house, we're excited to grow into it over the years and we're glad that we don't HAVE to do any renovations right away... not that we'd have money to!

We've stayed in our price range and we will not be house-poor. That was very important to us as we like our lifestyle and we look forward to having kids and going on trips and vacations still. I didn't want to sacrifice me being a stay-at-home mom or spending time with my husband just so we could own a house.

Anyways, that has been our excitement for the last few weeks and I'll post a few of the pictures from their listing page. (the pictures really don't do it justice) I wish we had possession already and could take our own pictures for you but oh well. There will be lots of pictures to come.

We've already bought a new couch, love-seat, and chair set for the upstairs living room... I'm already dreaming of decorating it! :) Here are the pictures:

Outside Front

Upstairs Living Room

Kitchen - Professionally tiled!

An actual Dining Room - you would not believe how few houses in this price range have a dining room!

Sorry its the wrong way - But the bathroom was soo cute, plus they are putting in a new sink before we move in. (it needs a new shower curtain though... eww...)

Master bedroom - This is the only bedroom they show a picture of online. There are two more upstairs and one down. All with nice size closets!

And my favourite part - the huge backyard with nice trees!!

There is so much we are excited about with this house... I think the biggest part is just to be homeowners! Hopefully the next 8 weeks will go by quickly and then we'll be moving in and I'll be posting more pictures!

2 Years and Fairmont Trip and More

Well as the title states, we've recently had our 2 year anniversary! Its been very exciting. One one hand if feels like it has been much longer, on the other hand the time has just flown by! At any rate we still thoroughly enjoy being married, and look forward to many more years of it. To celebrate our anniversary we did two things this year, first we decided to have a nice homemade dinner instead of spending a ton at a fancy restaurant. We had Asparagus Stuffed Chicken, with Butternut Squash and Salad, along with some sparkling fruit juice. It tasted sooo good. We both agreed that we enjoyed our homemade meal more than we would have enjoyed a steak or something from a restaurant.

Here's a picture of it:

(yes it really does look like that when you make it at home!)

And here's the recipe if any of you want to try it at home: http://www.tasteofhome.com/Recipes/Asparagus-Stuffed-Chicken-Rolls

The second thing we did to celebrate our anniversary was we took a short trip up to Fairmont Hot Springs. It was a great trip, we had work off on Thursday and Friday of that week so we booked a night at the Fairmont Lodge and drove up to relax at the hot springs. I had forgotten how much I LOVE sitting in the springs when its cold outside. It was so relaxing. We treated ourselves to dinner at the lodge and watched Knight and Day. Its a pretty good movie with Cameron Diaz and Tom Cruise. I recommend it. We drove home on Friday, and on the way we stopped for lunch at this little diner called the Fire Valley Restaurant in Canal Flatts. It was such a "movie type" small town restaurant. A little old lady was in the kitchen making all of our food, and there were lumberjacks wearing plaid and hunters wearing their cameo eating lunch. I enjoyed it. So it was a fun little trip to Fairmont, and I look forward to doing it again sometime soon!

Another exciting thing that is recent - Jordy got a job! We are so excited. He got a job at 1st Choice Savings and Credit Union, Fairmont Branch in Lethbridge. He starts on Monday, Nov. 22/10. It is such a huge relief. We didn't know where we would be living in the next little while, we were starting to think we would have to move to Calgary or Edmonton for him to find work, but our prayers were answered and we get to stay in Lethbridge! I'm especially excited because that means I get to keep my job, which I still LOVE. And we're happy we get to stay in our ward. Just knowing that this is where we'll be for the next few years is such a relief. I am so proud of him for working hard and getting this job. I know he'll do well at it!

So those are our life updates for now. We are excited counting down the days till we fly down to Florida for Christmas (and leave behind this hideous cold winter weather for a few days). Over the last few days we've been hit with about a foot and a half of snow. With snow, Christmas shopping, and it being the middle of November, its sure beginning to feel a lot like the Christmas season is starting. We'll be putting up our tree soon! I already have decorations up around the house - can you tell I love this time of the year?

Anyways, I've posted a picture from our wedding day for fun - I love this picture!

Till next time.

Happy Halloween!

HAPPY HALLOWEEN!

To celebrate this spooky occasion, our family always gets together to carve pumpkins, and let me tell you, some get pretty fancy... You'll see...

Sandy gets very excited every year. He loves to carve pumpkins. It took him forever just to pick out a design.

Here's all of them...

Mine is supposed to be a monster from Monsters Inc. I like my pumpkin to look cute scary, not creepy scary. lol.

This is Clint's and Christopher's pumpkin. Igor. This was their first pumpkin carving ever. Did pretty good if you ask me!

Tyler has been reading the Harry Potter books all the way through for the first time this year. And well, I give you the three headed dog from Harry Potter and the Philosopher's Stone.

This is Jordy's pumpkin. Very creepy...

And finally Sandy's pumpkin. It looks like its moving! He did such a great job. This is a character from one of the Scooby Doo movies. Like I said, he loves carving pumpkins.

And the group of them once again, just because I think they are all so great.

I hope your Halloween is spooky and fun. Safe Trick-Or-Treating to all!

An update with pictures...

Hello again. Yes, I know its been a few months since my last post, but until now I really didn't have a lot going on that was very interesting. I hope this post makes up for it. There are a few new things to report on.

Here we go:Jordy Graduates!

That's right. We are officially no longer students (either of us). Jordy was technically finished school at the end of August, but he didn't convocate until October 16, 2010. I am so proud of him and how he was able to stick with it. It can't have been the easiest and he worked hard to finish. I can't even begin to imagine what it would have been like if we had a little one running around too. Hats off you all you mums and dads out there finishing school.

Here are a few pictures from his Convocation Ceremony:

(If you want to see more pictures - go to my Facebook Album)

We renovate our bathroom:

We started this bathroom renovation at the beginning of the summer. We had Jordy's brother, Bryan, come up and help us demo, drywall, and tile the tub surround. The rest of it stayed undone until this last week and a half. In about 4 days, we mudded, sanded, primed, textured, and painted the entire bathroom.

So you get an idea of the transformation here are the before pictures:

(sorry, we didn't take any before we ripped out the old tub surround.)

The bathroom used to be this nasty yellow (from previous renters smoking). So we had to use some very heavy primer.

The difference after it was all white was amazing. I can't believe we left it yellow for so long.

We also decided that because there were so many inperfections in the walls (old house) we were going to "texture" the walls. So we bought a bucket of ceiling spackle, and Bryan painted it on the walls, I went along about 5 mins later (while it was still wet) and with a trowel flattened it all out. So we ended up with this really nice, textured look. Very easy to do, but a little messy. The spackle doesn't go onto the walls very nicely.

I believe this was after the first coat of blue. Yes, I also painted the cabinet brown. It makes such a difference and was way cheaper than buying a new cabinet. It made the counter top look like new.

Here are some after pictures:

This is not the mirror we are leaving in there, we actually used to have this huge plane glass mirror in there, we got it cut to a slightly smaller dimension for free, bought some cheap trim from Home Depot, painted the trim brown, and will frame the mirror with it. (Once we have time to.) Then that will replace the temporary mirror in this picture.

All of the pictures (3) in our bathroom I found at Walmart for pretty cheap. 2 of them were $15, and one was $30. They match the paint and scheme perfectly!

In this picture you can see the tile job we did in the bathtub surround. It is much better than the old yellowed plastic surround that used to be there.

We traded lights with Jordy's mom, as hers was too powerful for her bathroom (and melted the ceiling tiles) and it has a frosted glass on the front, so to make it match, we bought a can of spray on glass frosting and frosted the glass on that medicine cabinet on the left.

All in all it was a very cheap, do-it-yourself, but very nice bathroom reno. It has made a yucky old bathroom look almost brand new all for under $700!! I love it!

That's all for this post. I've got another one going up today too. Stay tuned!

So much new...

As the title indicates there is so much new stuff in our lives since my last post. (I KNOW, I'm terrible at keeping you all updated... in my defense, Jordy is just as capable at updating this blog and he hasn't done it either.)

One of the biggest changes is my new job. I got a job as a Legal Assistant at North and Company LLP in Lethbridge, AB. Its a pretty good size firm with branches in lots of surrounding communities. It includes, Taber, Milk River, Claresholme, Warner, Picture Butte, Vulcan, Crowsnest Pass, Pincher Creek and possibly a few others. (I can't recall at the moment.) It's so much fun to be learning so many new things. I haven't had to apply my brain for so long now its a tad out of shape. So its nice to be using it again. On the down side, the learning curve is HUGE! I'm not sure I'll ever remember all the legal terms and documents that I use almost everyday. There's just so much. I have to constantly remind myself that I've only been working there for a few weeks and I'm not expected to instantly know it all. But its still tough. I can see the advantage of going to school for anything legal. At the very least it would've helped with the vocabulary. That's right. You try figuring out what they want when they say: "Use the precedent for the Unanimous Shareholders' Agreement found in the Corporate Matter #####.###, copy it into the submatter you've just opened, then form a resolution to update the Corporate Minute Book." HAH! It might as well be in a foreign language. BUT I am slowly learning, and I love the challenge I get everyday. :)

So because I've stumbled into this awesome job opportunity, we're staying in Lethbridge for at least a year or two, so that I can build up some experience. If at that point we have to move for Jordy's work, then I'll be able to get a job at another law firm.

Jordy is ALMOST done his degree. He has one course in July/August and he graduates in October. We are super excited for him to be finished. He's still searching for a job opportunity in Lethbridge, which has turned out to be a lot more difficult than we thought. It turns out that accounting firms aren't hiring as many people this year as they have the past few years, and most jobs are in the larger city centers. Ie: Calgary and Edmonton. But in the meantime, he'll find a job at a bank or something similar until we can move, or he finds an accounting job.

We went on our camping trip this summer the 5 days before I started at North and Co. It was lots of fun. We headed out to Salmon Arm, BC. On the way there and back we stayed with some of Jordy's family in Golden and I love their house! Its a beautiful log house that is nestled away in the woods outside of Golden, BC. It was like walking into a story book. Very charming. They make lots of their furniture themselves out of wood from the forest around them. It was just so amazing. It rained almost the whole time we were camping, but even that didn't ruin it for us. We found that we LOVE Salmon Arm. Yes there was rain, but since there was not a hint of wind, it actually fell down-wards, not sideways at you. We had a beach umbrella just stuck into the dirt at the campsite and in Alberta it would have been miles away in about 2 seconds. But we left it there like that the whole time we were camping and it didn't even fall over. It was amazing. The area is so beautiful too. The lake, and all the trees, and the mountains. Its like the Crowsnest Pass but no wind, and a warmer lake. Like I said, we loved it.

I can't think of anything else that you may have missed out on since February (yikes I'm a bad blogger) so I'm just gonna post a few pictures from our trip in the next few days and say talk to you next time.

Tagged and More

I was tagged by Rebecca. So here goes :)

The Rules:

(1) List 6 things you are a master in.

(2) Pass it on to 6 bloggers you think are masters at friendship & make blogging so awesome.

And here we go...

(1) Master Sleeper - love it, can never have enough of it.

(2) Master Procrastinator - Why do today what you can put off until tomorrow?

(3) Master Texter- I wish that on job applications instead of a wpm they could have TPM... I'd rock that one.

(4) Master Tickler - I always win.

(5) Master Budgeter - Between Jordy and me, we have it down to an exact science I think.

(6) Master of Punctuality - Christina you are not the only one. If I'm not 5 mins early, I worry that I'm late.

(I'm not going to tag anyone else... If you want to do it and share with everyone go for it :)


Life has been pretty good to us. Work is going great for me and I love the consistent schedule. Monday to Friday wake up at 5:30 work till 3:00 then whatever till bed at 10:00. It is sooo nice. I thrive on a regular schedule. So I'm feeling energized and healthy. Partly that is due to my keeping up with going to the gym a few days a week. It's all the way across town though so sometimes I feel like I'm dragging my feet but when I get home I always am glad that I went. It's finally turned nice enough out that we can spend some time outside. Thursday we went Rollarblading for the first time this year and it was beautiful. I can't wait till summer when we will spend most of our free time in the sun. Jordy is working hard at school and I think he's excited to be almost finished. He has so many assignments and exams that he works his butt off day and night sometimes. I love soo much that he works so hard to be as good as he can be.

Church callings are the same and I still enjoy working with those little spirits in the primary. We have a few autistic children in our class who definitely have their challenging moments... or days when it feels like the lesson is totally useless because we spend all our time trying to convince them to sit on their chairs... BUT it's always worth it. One of the mom's came to me before class one day and said her autistic boy was asking if he gets to go to our class that day. :) They are such sweet spirits and the lessons we teach are as much for Jordy and myself as they are for the kids. Everyone needs weekly reminders to Choose the Right. :)

We're excited to help celebrate our nephew's first birthday. We're going to have a small party with him and his parents. It's crazy that a year has flown by already... he's soo big now!

Other than that we're making plans for some summer fun and can't wait until it's warm enough to do some camping.

Til next time. :)

How the New Years starts.

Hi everyone! I know I have been terrible at keeping up with this blog. But on my defense the Holidays were CRAZY! I can tell you that I'm sure getting tired of booking time off work to be spent driving between Taber and the Crowsnest Pass. It doesn't feel like a break at all. But enough of my complaining. We had a wonderful Christmas together this year, we spent Christmas Eve at home together, got up in the middle of the night to play Santa, and spent Christmas morning opening our gifts together, at home. Ahh... that was the nice relaxing part. :) Then we both went off to work TOGETHER from 3-11 on Christmas Day. Hurray for time and a half!

We then drove of towards Taber to spend the weekend with Jordy's family (or some of it at least) and had a yummy Christmas dinner on Saturday. Had a lot of fun watching our nephew open his first Christmas gifts, enjoyed opening our own gifts from family, and giving our gifts to family. (Pictures of August will be on Facebook.) Then we headed off to the Crowsnest Pass after picking my brother up from the Calgary Airport. (I said there was lots of driving!) We spent New Years in the Pass with my family and then headed home on Saturday evening. It felt super busy.

Anyways. Now that we have spent some time in 2010 more fun things have happened. Jordy started his last semester of school at the U of L and decided he should spend more time focusing on that and so today he put in his two weeks notice at work. Boy am I JEALOUS! I would love to not work for Quest anymore. But that's another story. So he'll not be working for the majority of the semester which hopefully will help raise his GPA a bit. Another fun thing about our work schedules... We are looking into the possibility of selling alarm systems this summer. Jordy's friend is coming down this Saturday to talk to us about it and he told us they were looking at selling in either Halifax, Ontario, or somewhere in BC. I'm personally hoping for Halifax. I would love to go there for the summer and take in the ocean and the sites and maybe look for a job for Jordy there... haha. Yes, I still want to move to the East coast. All the pictures look beautiful, and Jordy spent a day there and said he liked it. AND I'm soo tired of Southern Alberta. :) So I'll just keep my fingers crossed.

Other than that we're just hoping Jordy will do well in all his classes this semester so he can be done (he may have to take an extra class) and so he will be DONE! :) I'm almost more excited for that than he is. Anyways, here are some pictures from over the last few weeks, till next time.

Making cookies.

The CUTE stockings I found at Walmart!

Our pretty tree.

Jordy on Christmas Eve.

Me on Christmas Eve.

Santa was good to us this year.

The box is always more fun than the toy inside.

August looking so cute.

New Years Eve in the Pass. (New Year's Toast)